Connecticut
YES. C.G.S. 10-221a(e) requires one-half credit in personal financial management and financial literacy for graduation beginning with the class of 2027.
Graduating class of 2027 ('Commencing with classes graduating in 2027, and for each graduating class thereafter').
In force — first bound the class of 2027.
- How it may be delivered
- FLEXIBLE, not mandated standalone: the half credit 'may count towards the [nine-credit humanities] requirement ... or as an elective credit', and CSDE's Course Kit permits accumulation via traditional coursework, college credit, online learning, or demonstration of mastery.
- Credit value
- 0.5 credit within a 25-credit minimum; it MAY be counted inside the 9-credit humanities block or as an elective, so it is not necessarily additive to the 25 total.
- Instructional-hour rule
- Not yet verified to a primary source — we publish only what we can cite.
- Below high school
- C.G.S. 10-16b(a) lists 'personal financial management and financial literacy' among the subjects the program of instruction must include, with NO grade-level checkpoint specified. CSDE separately publishes VOLUNTARY Model Financial Literacy curricula for grades 6-8 and a Grade 8 national-standards crosswalk.
- State-mandated assessment
- NONE identified - neither C.G.S. 10-221a nor CSDE's Financial Literacy Course Kit establishes a state EOC or assessment for the requirement.
- Who may teach it
- CSDE's Course Kit identifies certification endorsements appropriate to teach the course: 010 Business Education, 026/027/028 Social Studies/Economics, 029 Mathematics, 045 Family and Consumer Science, 089 Marketing Education, 104 Cooperative Work Education.
- State course codes
- 19262; 02157; 12051; 12101; 12103; 12147; 12148 — Consumer Econ/Personal Finance; Consumer Mathematics; Introduction to Business; Banking and Finance; Finance; Finance Independent Study; Financial Workplace Experience (MEDIUM confidence) — CSDE's Financial Literacy Course Kit lists these as 'POSSIBLE SCED Codes' - labelled possible, NOT an exclusive mandated list.
- Standards framework
- Connecticut Standards for Personal Financial Management and Financial Literacy (Performance Elements and Indicators), derived from the MBA Research standards the State Board adopted May 4, 2022
- Funding a district may cite
- No dedicated state appropriation identified. CSDE's Course Kit points districts to federal Perkins V funds, administered by CSDE via eGMS, for CTE-endorsed teachers' materials and professional learning; separately the state Financial Literacy Portal (Governor's Council on Women and Girls) references state grants supporting financial wellness programs.
- State agency contact
- CSDE Perkins V/CTE: Kyllie Freeman, Associate Education Consultant, Kyllie.Freeman@ct.gov. State Financial Literacy Portal general inbox: financial.literacy@ct.gov.
Facts on this page last verified 2026-08-09; every pack is re-verified on a six-month cadence, and anything we cannot cite is marked rather than guessed.
The district awards the credit — no platform can. Ours is designed to align with the state’s learning standards, and it produces the documentation a district needs to award credit: the course object with its federal course code, a pass determination that shows its arithmetic, an hour ledger that counts only observed instructional minutes, and a verified record of demonstrated mastery for every student.