The mandate map
What your state requires
Personal finance graduation requirements, state by state — the statute, the credit value, the deadline, the course codes. Every fact cited to a primary source, and every fact we haven’t verified yet says so.
All 50 states covered — including the ones with no statewide requirement, because that’s a finding too.
Requirement in force now
States where the mandate already binds a graduating class — or already governs what schools must provide this year.
- ArizonaInstructional or locally phased mandate · 8 facts cited · 3 still being verified
- ArkansasIn force — first bound the class of 2021 · 8 facts cited · 3 still being verified
- ColoradoInstructional or locally phased mandate · 7 facts cited · 4 still being verified
- ConnecticutIn force — first bound the class of 2027 · 10 facts cited · 1 still being verified
- FloridaIn force — first bound the class of 2027 · 10 facts cited · 1 still being verified
- GeorgiaInstructional or locally phased mandate · 7 facts cited · 4 still being verified
- IdahoInstructional or locally phased mandate · 9 facts cited · 2 still being verified
- IllinoisInstructional or locally phased mandate · 7 facts cited · 4 still being verified
- KentuckyIn force — first bound the class of 2024 · 9 facts cited · 2 still being verified
- MaineInstructional or locally phased mandate · 7 facts cited · 4 still being verified
- MarylandInstructional or locally phased mandate · 6 facts cited · 5 still being verified
- MississippiIn force — first bound the class of 2022 · 6 facts cited · 5 still being verified
- MissouriIn force — first bound the class of 2010 · 7 facts cited · 4 still being verified
- MontanaIn force — first bound the class of 2026 · 9 facts cited · 2 still being verified
- NebraskaIn force — first bound the class of 2024 · 8 facts cited · 3 still being verified
- New JerseyIn force — first bound the class of 2014 · 9 facts cited · 2 still being verified
- New YorkInstructional or locally phased mandate · 7 facts cited · 4 still being verified
- North CarolinaIn force — first bound the class of 2024 · 8 facts cited · 3 still being verified
- North DakotaInstructional or locally phased mandate · 9 facts cited · 2 still being verified
- OhioIn force — first bound the class of 2026 · 11 facts cited
- OregonIn force — first bound the class of 2027 · 9 facts cited · 2 still being verified
- PennsylvaniaInstructional or locally phased mandate · 10 facts cited · 1 still being verified
- Rhode IslandIn force — first bound the class of 2024 · 8 facts cited · 3 still being verified
- South CarolinaIn force — first bound the class of 2027 · 10 facts cited · 1 still being verified
- South DakotaInstructional or locally phased mandate · 7 facts cited · 4 still being verified
- TennesseeInstructional or locally phased mandate · 9 facts cited · 2 still being verified
- UtahIn force — first bound the class of 2008 · 10 facts cited · 1 still being verified
- VirginiaIn force — first bound the class of 2015 · 9 facts cited · 2 still being verified
- WashingtonInstructional or locally phased mandate · 7 facts cited · 4 still being verified
Binding on classes still in school
The requirement is law; the first bound class has not graduated yet.
- AlabamaFirst binds the class of 2028 · 8 facts cited · 3 still being verified
- CaliforniaFirst binds the class of 2031 · 8 facts cited · 3 still being verified
- DelawareFirst binds the class of 2030 · 9 facts cited · 2 still being verified
- HawaiiFirst binds the class of 2030 · 8 facts cited · 3 still being verified
- IndianaFirst binds the class of 2028 · 10 facts cited · 1 still being verified
- KansasFirst binds the class of 2028 · 10 facts cited · 1 still being verified
- LouisianaFirst binds the class of 2028 · 10 facts cited · 1 still being verified
- MichiganFirst binds the class of 2028 · 8 facts cited · 3 still being verified
- MinnesotaFirst binds the class of 2028 · 5 facts cited · 6 still being verified
- NevadaFirst binds the class of 2029 · 9 facts cited · 2 still being verified
- New HampshireFirst binds the class of 2030 · 6 facts cited · 5 still being verified
- New MexicoFirst binds the class of 2029 · 7 facts cited · 4 still being verified
- OklahomaFirst binds the class of 2029 · 9 facts cited · 2 still being verified
- TexasFirst binds the class of 2030 · 10 facts cited · 1 still being verified
- West VirginiaFirst binds the class of 2028 · 9 facts cited · 2 still being verified
- WisconsinFirst binds the class of 2028 · 9 facts cited · 2 still being verified
No statewide graduation requirement
States where no statewide personal finance credit is required today — some never enacted one, some repealed theirs. Districts there still adopt the course locally; the absence is a verified finding, not a blank.
- AlaskaNo statewide requirement today · 7 facts cited · 4 still being verified
- IowaRequirement repealed — none in force today · 9 facts cited · 2 still being verified
- MassachusettsNo statewide requirement today · 7 facts cited · 4 still being verified
- VermontNo statewide requirement today · 6 facts cited · 5 still being verified
- WyomingNo statewide requirement today · 6 facts cited · 5 still being verified
