learnfinancewithWashington
NO CREDIT REQUIREMENT. Washington requires AVAILABILITY/ACCESS only: RCW 28A.300.468(2) requires districts to provide all students in grades 9-12 'the opportunity to access the financial education standards' and to publicize it; districts are only 'ENCOURAGED to grant credit toward high school graduation.' The state also maintains adopted financial education learning standards (RCW 28A.300.469) and, since 2022, requires each district to ADOPT GOALS for expanding financial education (RCW 28A.300.467). No personal finance credit appears in WAC 180-51-210.
No graduation-class activation exists. Related compliance dates: FEPPP model goals published by September 10, 2022, and every district/charter/state-tribal compact school had to adopt expansion goals by MARCH 1, 2023.
- How it may be delivered
- ACCESS/OPPORTUNITY MODEL, delivery method left entirely to districts: 'whether through a regularly scheduled class period; before or after school; during lunch periods; at library and study time; at home; via online learning opportunities; through career and technical education course equivalencies; or other opportunities.' Standards are also integrated into state learning standards under RCW 28A.300.460(2)(d).
- Credit value
- Not yet verified to a primary source — we publish only what we can cite.
- Instructional-hour rule
- Not yet verified to a primary source — we publish only what we can cite.
- Below high school
- No middle or elementary school financial education mandate. The statutory access requirement in RCW 28A.300.468(2) applies only to grades 9-12; the state learning standards themselves span K-12, and RCW 28A.300.462 only 'encourages' districts to integrate financial education at all grade levels. No grade checkpoint.
- State-mandated assessment
- NONE identified - no state financial education assessment or EOC appears in RCW 28A.300.450-.469 or in the graduation requirements at WAC 180-51-210. The only testing reference is pre/post testing of students' financial literacy by districts selected as demonstration projects under RCW 28A.300.462(4)(d).
- Who may teach it
- Not yet verified to a primary source — we publish only what we can cite.
- State course codes
- Not yet verified to a primary source — we publish only what we can cite.
- Standards framework
- Washington State K-12 Learning Standards for Financial Education; statutorily, the national Jump$tart Coalition K-12 personal finance standards are adopted as the state financial education learning standards under RCW 28A.300.469 (Adopted SEPTEMBER 27, 2016 per the signature page; OSPI's webpage and file name label the standards 'October 2016')
- Funding a district may cite
- FINANCIAL EDUCATION PUBLIC-PRIVATE PARTNERSHIP ACCOUNT (RCW 28A.300.465) - custodial account in the state treasury, funded by private-sector gifts, federal funds and legislative appropriations; expenditures directed by the Superintendent of Public Instruction at the partnership's direction, and MAY BE SPENT WITHOUT APPROPRIATION. Also OSPI/FEPPP technical assistance and competitive demonstration-project grants for up to four districts (RCW 28A.300.462) and the FEPPP grant program (RCW 28A.300.466).
- State agency contact
- Financial Education Public-Private Partnership (FEPPP), OSPI - feppp@k12.wa.us; OSPI main line 360-725-6000. Tracy Godat, Executive Director (tracy.godat@k12.wa.us); Pam Whalley, Associate Director of Financial Education (pam.whalley@k12.wa.us); Amy Kliewer, K-8 Program Supervisor; Miladys Garcia, Special Populations Program Supervisor.
Facts on this page last verified 2026-08-09; every pack is re-verified on a six-month cadence, and anything we cannot cite is marked rather than guessed.
The district awards the credit — no platform can. Ours is designed to align with the state’s learning standards, and it produces the documentation a district needs to award credit: the course object with its federal course code, a pass determination that shows its arithmetic, an hour ledger that counts only observed instructional minutes, and a verified record of demonstrated mastery for every student.