Vermont
NO standalone state personal finance/financial literacy graduation requirement. Rule 2120.8 says a student graduates by demonstrating PROFICIENCY in the Rule 2120.6 curriculum content areas (ELA, math, science, global citizenship, health/PE, arts, transferable skills) - financial literacy is NOT named among them. AOE nonetheless states that because the State Board adopted personal finance standards, 'it is expected that the Supervisory Union/Supervisory District (SU/SD) instruct and assess financial literacy concepts based on the standards; how that is accomplished is locally determined.'
See the requirement summary.
- How it may be delivered
- LOCALLY DETERMINED and cross-disciplinary - AOE describes financial literacy as multidisciplinary, implemented through social studies, mathematics, business, family and consumer science, flexible pathways, personalized learning plans and CTE centers; NO required course.
- Credit value
- Not yet verified to a primary source — we publish only what we can cite.
- Instructional-hour rule
- Not yet verified to a primary source — we publish only what we can cite.
- Below high school
- No separate middle/elementary financial literacy mandate or grade checkpoint; EQS curriculum content applies K-12 and AOE publishes VOLUNTARY Jump$tart alignment guides for Kindergarten, Grades 1-4 and Grades 5-8 (the adopted standards themselves are benchmarked at grades 4, 8 and 12).
- State-mandated assessment
- NONE. EQS Rule 2123.1 covers only the State Comprehensive Assessment System administered under 16 V.S.A. 164(9); no financial literacy state test or EOC is referenced, and AOE says instruction and assessment of financial literacy is locally determined.
- Who may teach it
- Not yet verified to a primary source — we publish only what we can cite.
- State course codes
- Not yet verified to a primary source — we publish only what we can cite.
- Standards framework
- Jump$tart/Council for Economic Education National Standards for Personal Financial Education (AOE calls them the 'JumpStart National Standards for Personal Finance Education'); AOE also publishes a Financial Literacy Proficiency-Based Graduation Hierarchy built on them (Adopted JANUARY 2018 by the State Board; the edition AOE currently links is the 2021 National Standards. The Financial Literacy PBGR Hierarchy is dated APRIL …)
- Funding a district may cite
- Not yet verified to a primary source — we publish only what we can cite.
- State agency contact
- Martha Deiss, Global Citizenship Specialist, Vermont Agency of Education, 1 National Life Drive, Davis 5, Montpelier VT 05620-2501; Martha.Deiss@vermont.gov; (802) 828-6597.
Facts on this page last verified 2026-08-09; every pack is re-verified on a six-month cadence, and anything we cannot cite is marked rather than guessed.
The district awards the credit — no platform can. Ours is designed to align with the state’s learning standards, and it produces the documentation a district needs to award credit: the course object with its federal course code, a pass determination that shows its arithmetic, an hour ledger that counts only observed instructional minutes, and a verified record of demonstrated mastery for every student.