South Dakota
YES, but as an EITHER/OR: South Dakota's base high school diploma requires 0.5 unit of 'PERSONAL FINANCE OR ECONOMICS.' A student may satisfy it entirely with Economics and never take personal finance.
Approved July 2018 with a 'soft implementation' window (schools could use the 2018 requirements, the 2009 requirements, or both); FULL IMPLEMENTATION of the 2018 requirements beginning with the 2020-2021 school year. Handbook updated July 2020.
- How it may be delivered
- Standalone half-credit course in EITHER subject; it is a separate line item from the 3-unit Social Studies requirement, and 'double dipping' is BARRED - the handbook states 'Economics cannot meet both the Social Studies elective credit requirement and the Personal Finance or Economics credit requirement.' No integration option is described.
- Credit value
- 0.5 unit of Personal Finance or Economics, within a 22-unit minimum for the base diploma.
- Instructional-hour rule
- Not yet verified to a primary source — we publish only what we can cite.
- Below high school
- NONE. The graduation requirements and handbook cover grades 9-12 only; no middle or elementary personal finance requirement or grade checkpoint is specified.
- State-mandated assessment
- NONE. No state assessment or EOC is attached to the Personal Finance/Economics requirement; an end-of-course exam appears only as one LOCALLY CHOSEN method of awarding a unit of credit under ARSD 24:43:01:01.
- Who may teach it
- Not yet verified to a primary source — we publish only what we can cite.
- State course codes
- Not yet verified to a primary source — we publish only what we can cite.
- Standards framework
- NO standalone state personal finance standards exist. The Economics side of the requirement maps to the South Dakota Social Studies Standards, which include a 9th-12th Grade Economics course; a keyword check found NO Personal Finance course or section. (Adopted APRIL 17, 2023)
- Funding a district may cite
- Not yet verified to a primary source — we publish only what we can cite.
- State agency contact
- Vera Van Winkle, SD DOE, 605-773-0871 (course requirements to graduate); Melissa Bothun, 605-295-0433 (social studies); SD DOE main line 605-773-3134.
Facts on this page last verified 2026-08-09; every pack is re-verified on a six-month cadence, and anything we cannot cite is marked rather than guessed.
The district awards the credit — no platform can. Ours is designed to align with the state’s learning standards, and it produces the documentation a district needs to award credit: the course object with its federal course code, a pass determination that shows its arithmetic, an hour ledger that counts only observed instructional minutes, and a verified record of demonstrated mastery for every student.