learnfinancewithNevada
YES, in two phases. NRS 389.074 requires financial literacy INSTRUCTION for all pupils in grades 3-12 today; NRS 389.018 (as amended, OPERATIVE JULY 1, 2028) additionally requires high school pupils to earn one-half unit of credit in 'economics and financial literacy' as part of the 3 units of social studies.
Graduating class of 2029. NDE publishes separate diploma requirement charts: 'Classes of 2025-2028' shows 'Economics 0.5'; 'Class of 2029 and Beyond' shows 'Economics and Financial Literacy 0.5'. 2028-29 school year. AB 274 Sections 1, 1.5 and 2 become effective upon passage and approval for regulations/preparatory tasks and on JULY 1, 2028 for all other purposes.
First binds the class of 2029.
- How it may be delivered
- EMBEDDED/COMBINED, not standalone personal finance. NRS 389.074(2) requires the instruction be 'included within a course of study for which academic standards have been established, such as economics, mathematics or social studies'; the graduation credit is a COMBINED 'Economics and Financial Literacy' half credit, and districts may authorize a combined American Government + Economics and Financial Literacy course for one unit.
- Credit value
- 0.5 unit of credit in 'Economics and Financial Literacy' (REPLACING the prior 0.5 unit in Economics), within the 3 required social studies units. NDE diploma charts list it for CCR, Advanced and Standard diplomas.
- Instructional-hour rule
- Not yet verified to a primary source — we publish only what we can cite.
- Below high school
- YES. NRS 389.074(1) requires age-appropriate financial literacy instruction for all pupils in GRADES 3 TO 12 inclusive, embedded in existing courses; there is no separate middle-school course, credit or grade-level checkpoint/assessment. The state social studies standards carry Financial Literacy strands at grades 3-5 and 6-8 (SS.6-8.FL.1-11).
- State-mandated assessment
- NONE. Nevada's high school statewide assessments are the grade 11 ACT, high school Science, WIDA ACCESS, the Nevada Alternate Assessment and CTE assessments; there is no EOC in economics, personal finance or financial literacy.
- Who may teach it
- No finance-specific credential. Because the credit sits in social studies, the relevant Nevada secondary endorsement is Social Studies (NAC 391.1306, major or minor in social studies).
- State course codes
- 19262G0.5011F — Consumer Economics / Personal Finance (Human Services catalog, annotated 'Need this for Grad Requirement') (MEDIUM confidence) — The closest existing code. *** NO NDE course code titled 'Economics and Financial Literacy' EXISTS YET *** for the class-of-2029 requirement. Relevant Economics codes also verified: 04201G0.5011F, 04201H0.5011F, 04202G0.5011F, 04203E0.5011F, 04204E0.5011F, 042
- Standards framework
- Nevada Academic Content Standards for Social Studies (financial literacy is a STRAND within it; there is no separate standalone personal finance standards document) (Revised SEPTEMBER 2018)
- Funding a district may cite
- Not yet verified to a primary source — we publish only what we can cite.
- State agency contact
- Amanda J. A. Hughes, MS - Education Programs Professional, Social Studies \| Financial Literacy, Nevada Department of Education, Office of Teaching and Learning; amanda.hughes@doe.nv.gov; 775-687-5931. General: NDE-OTLinfo@doe.nv.gov.
Facts on this page last verified 2026-08-09; every pack is re-verified on a six-month cadence, and anything we cannot cite is marked rather than guessed.
The district awards the credit — no platform can. Ours is designed to align with the state’s learning standards, and it produces the documentation a district needs to award credit: the course object with its federal course code, a pass determination that shows its arithmetic, an hour ledger that counts only observed instructional minutes, and a verified record of demonstrated mastery for every student.