learnfinancewith

For adults

Money school for grown-ups, minus the lecture

The same discipline we bring to a ninth grader’s classroom, aimed at the questions adults actually have: why the account keeps surprising you, what your credit record really says, and how a small business keeps honest books. Plain sentences. Worked numbers. No grade, no score, no shame.

Leer en español →

Every session below is free to read, ends with one thing to do this week, and comes with notes for anyone running it as a workshop.

Everyday Banking

Your account, its fees, its statements, and its settings — so the bank stops surprising you.

6 sessions · about 2.5 hours in all

  1. 1.Your Account, Your Money25 min
  2. 2.The Fee Schedule Is a Price List30 min
  3. 3.Overdraft, Before It Happens25 min
  4. 4.Reading a Statement Line by Line30 min
  5. 5.Moving Money on Purpose25 min
  6. 6.When Something Looks Wrong25 min

Credit & Growth

What your credit record says, what carrying debt costs, how rebuilding works, and the order growth actually follows.

6 sessions · about 3 hours in all

  1. 1.What a Credit Report Says About You30 min
  2. 2.The Cost of Carrying a Balance30 min
  3. 3.Rebuilding, One On-Time Month at a Time30 min
  4. 4.Two Ways Out of Debt30 min
  5. 5.Shopping for a Loan Without Hurting Yourself25 min
  6. 6.Growth Means the Money Works Too30 min

Small-Business Books

Separate accounts, a four-column ledger, invoices that get paid, and books that are ready for March all year.

6 sessions · about 2.5 hours in all

  1. 1.One Wallet Is a Trap25 min
  2. 2.Money In, Money Out30 min
  3. 3.The Invoice and the Wait25 min
  4. 4.Profit Is Not the Bank Balance30 min
  5. 5.A Month-End Habit25 min
  6. 6.Ready for Tax Time All Year25 min

Run this where you are

These sessions are built to be taught as well as read — every one carries facilitator notes for a workshop room, in both languages. If you are a bank, a credit union, a library, or a community organization thinking about financial education as a real program instead of a brochure rack, here is what a partnership looks like.